Great Western Real Estate Co. George Bitrous
11010 SE Division ST. Suite 200 Real Estate Broker
Portland, Oregon 97266 503-794-5598 private office
Office: 503-255-7775 503-891-8397 mobile
Fax: 503-255-7772 geobitrous@gmail.com
 If you’re truly interested in buying a home of your own, I’ll give you several options. If we have a home you like and you have something we can work with, you can be in a home in less than 30 days. If you have very bad credit and no money – unfortunately we probably can’t help you. On the other hand, if you have some money but have lost your credit, we can probably help you buy a home now. Please look at all the facts before you decide that you can’t qualify.
You can’t imagine how many folks are now in a home of their own because they let us work our magic. Most thought they couldn’t qualify and could never buy a home. They were wrong! Our most frequently asked questions.
You Have Damaged Credit Can You Buy A Home?
Of course! You’ll be glad to learn that you actually can buy a home with damaged credit. In fact, it’s quite common. To do so requires a flexible seller who is willing to help finance part or your entire purchase price.
Is You Debt Ratio Too High? Just How Much Home Can You Afford?
You may be surprised to learn how much of a home you can afford. Generally accepted standards say that your new house payment added to all your other monthly payments, should not exceed about 45% of your gross (that’s before income tax) for you and your spouse. Keep in mind that does not include items like insurance, clothing, food, utilities, entertainment, etc. You should add only those items with fixed payments such as cars, furniture, credit cards, mortgage, student loans, etc.. If an item doesn’t show on your credit report, it probably won’t count against you as a debt. We can accept debt ratios that exceed the norm.
If You Can’t Easily Verify Your Income, What Options Are Available?
If you feel you can’t buy a home, because you can’t verify your income, think again. Some of our happy customers felt the same way before contacting us, but they found themselves in the home of their dreams within 30 days. Each circumstance may vary and we need all your information first.
What About Our Lease to Own (Rent to Own) Program?
This is our most popular program! Are you tired of making monthly rental payments? Think of all the money you’ve wasted in rent over the last few years. What do you have to show for it? Homeownership may seem too many to be an impossible dream. Saving enough money for a down payment while paying rent or trying to secure a mortgage with a low paying job or bad credit history, are only a few of the obstacles that make buying a home seem so difficult.
With our unique “Lease to Own” program you can realize your dreams. The “Lease to Own” program allows you to lease and occupy a home while at the same time building equity towards the sale price that we set the day you sign the “Lease to Own” agreement. This way, you enjoy the pricing and value of ownership today even though you won’t finally purchase the home until later. Plus, you also know the work you do in the home will not be wasted when the lease is over.
Best of all, through this program, while you’re living in your home of the future, you’re also building equity, improving your credit, and putting yourself in a position where home ownership is not only possible, but easy.
You may also like to do some repairs yourself in exchange for a reduced price on our work for equity program.
This unique program truly makes homeownership a possibility for anyone with something to work with.
Do You Have a Downpayment, But Want To Get Owner Financing?
If you’re looking to buy a home and feel that owner financing is your best option, you’ve come to the right place. We have several homes available and since we own them, we are free to work out special financing arrangements to suit your needs. We can provide owner financing for all or part of the purchase price, regardless of your credit, debt ratio, income verification, and other factors that prevent deserving folks from getting bank financing. However, this will require a down payment to make it possible.
Simply put, the more you have to work with, the easier it will be to get you in the home quickly, sometimes in just a couple of days, and under great terms. If you have a good down payment, the best thing to do is contact us now or call us to discuss your needs.
Remember, regardless of whatever kept your from buying a home in the past, don’t let it stop you now! So, if you have a downpayment and want a home of your own, just call us: 503-891-8307
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